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HOME PURCHASE
- UP TO 103% FINANCING!
Congratulations on your decision to buy a new home! There
are many important things to consider throughout the process,
especially if you're a first-time homebuyer. Here's some
information that will keep you on track. A home purchase
may be your largest financial transaction to date, so
it's important to make the right decisions and to keep
an eye on the details. With the assistance of your Real
Estate Agent and Loan Officer, it should be an efficient,
pleasant, and ultimately rewarding experience.
Count On Your Real Estate Agent To:
- Preview available homes to weed out those that are
overpriced, or undesirable in some other way.
- Present the homes that suit your needs as you've
defined them.
- Help you determine the difference between a "good
buy" and a property which, because of its nature
(neighborhood, market appeal, etc.), might have to
be discounted if you decide to sell in the future.
- Negotiate the best deal for you. With a Pre-Qualification
letter from The Easy Loans in hand, your Real
Estate Agent will be able to demonstrate that you
are a qualified and capable borrower. This will strongly
influence the Seller, and may make the difference
between the Seller accepting your offer or someone
else's -- even if your offer is lower!
Count On Your Mortgage Broker and Loan Officer To:
- Assist you in selecting the best loan to meet your
personal situation and goals. (This single decision
can save you thousands of dollars throughout the years!)
- Keep you informed of your loan status throughout
the entire process.
- Keep your Real Estate Agent informed of our loan
progress (Note: your personal information is always
kept confidential between you and The Easy Loans;
only deal points and progress are shared).
- Get the appropriate loan for you at the best rates
and fees. This will save you significant money "up
front" and throughout the years to come.
Count On Yourself To:
- Keep your Real Estate Agent informed of any questions
or concerns as they develop.
- Keep the process moving by providing documentation
and decisions as soon as reasonably possible. By doing
so, many of the details are taken care of early in
the process so you can comfortably concentrate on
any last-minute details or events that require your
attention.
- Enjoy purchasing your home, but do remain objective
throughout -- to make the business decisions that
are best for you.
- Make sure you are pre-approved as early as possible.
This will put the power of financing behind you so
you can concentrate on selecting your home.
- To understand how your credit affects you loan terms,
order your FICO® score and credit report today.
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